SKS and Bank SinoPac Elevate Anti-Fraud Standards with AI-Driven Smart Access Control
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In support of government efforts to combat fraud and strengthen financial security, SKS has assisted Bank SinoPac in implementing an AI-powered facial recognition access control system. By integrating AI facial recognition with access control hardware, the automatic doors of ATM service areas remain securely locked until a customer presents a full, unobstructed face to "unlock" and gain entry. This innovative approach protects public assets while establishing a new model for fraud prevention in the financial sector.
According to statistics from the Banking Bureau of the Financial Supervisory Commission (FSC), Taiwan has over 30,000 ATMs. While this offers great convenience, it also presents potential points of vulnerability for fraud syndicates. SKS noted that ATM vestibules often lack access control, allowing "money mules" to enter disguised in masks, sunglasses, or helmets, which hinders law enforcement's ability to identify and track suspects. The solution implemented by Bank SinoPac can determine within one second whether a customer's face is obvious. If a person is wearing a hat, mask, or sunglasses, they must remove them before the door unlocks. This reduces the risk of disguised suspects accessing ATMs, acting as a proactive deterrent and a vital tool for law enforcement investigations.
SKS emphasized that the system is designed with diversity and inclusion in mind. It features voice prompts in both Chinese and English to guide users. Furthermore, the wide-angle camera ensures accessibility for wheelchair users, reflecting a commitment to inclusive financial services and meeting modern industry standards for "smart and inclusive" delivery.
Due to its high stability and convenience, the system has generated significant interest within the banking industry. SKS anticipates expanding this application to corporate headquarters, medical facilities, and smart industrial parks. Integrating entry/exit logs with real-time anomaly notifications, it creates a comprehensive early warning framework. SKS added that future iterations, in compliance with evolving regulations, could pair with backend data to analyze suspicious patterns and risk levels, proactively triggering alerts. This evolves access control from "passive monitoring" to "intelligent decision-making," demonstrating the practical value of anti-fraud technology.
In February of this year, the FSC convened banking representatives to encourage advanced anti-fraud measures, including "full-face recognition for withdrawals." The solution provided by SKS directly responds to these policy initiatives, enhancing identification and detection capabilities at the ATM frontline and strengthening existing security measures.